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Michael F. Petrie, CMB

Randall D. Rogers, CMB

Sondra S. Emberton
Senior Vice President

John H. Petrie
Senior Vice President

Patti Hamaker
Vice President - Controller

p>Michael R. Dury
Vice President - Originations

Randall D. Rogers, Jr.
Assistant Vice President - Originations

Jeffrey T. Spahn
Vice President - Originations

David Hines
Vice President - Underwriter

Matthew E. Kaercher
Assistant Vice President - Underwriter

Bettina LeMere
Loan Underwriter

D. Michelle Small
Underwriter & Compliance Officer

Timothy Van Rooy
Assistant Vice President - Underwriter

Peggy A. Clingan
Assistant Vice President - Processing

Marci Kreigh
Senior Loan Processor

Stephanie Russell
Loan Processor

Nisha Cuellar
Vice President - Investor Accounting

Chris Edwards
Investor Accounting Administrative Assistant

Julie Major
Assistant Vice President - Senior Investor Accounting Officer

John E. Barger
Vice President - Asset Management

Angela Echard
Portfolio Manager - Construction Loan Analyst

Renée Hutsell
Portfolio Manager

Amanda Krebs
Portfolio Manager

Vicki Major
Assistant Vice President - Construction Loan Administrator

Cheryl Martin
Assistant Vice President - Asset Management

Randy Winters
Assistant Vice President - Servicing

Brian Sullivan
Asistant Vice President - Trading

Christin Currie
Executive Assistant

Ali Low

Nisha Cuellar

Vice President - Investor Accounting

PhotoMs. Cuellar has been with our asset servicing department as an investor reporting specialist since 2001. Her responsibilities include all accounting and reconciliation of funds that flow through the department, the transferring of monies to appropriate investor required bank accounts and the corresponding investor reporting and regulatory requirements. She is also the firm's primary software liaison and, as such, writes department reports and sets up and reviews each new loan.

In addition to her over 25 years of mortgage servicing experience, Ms. Cuellar attended Chapman University in Orange, California where she graduated magna cum laude in business administration. She has also successfully completed several mortgage software conferences and training courses.

In her spare time, Ms. Cuellar sponsors and corresponds with underprivileged children throughout the world and serves as a volunteer for the Bethany House of East 91st Street Christian Church. She also enjoys spending time with her husband Ron and daughter.